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Banking - Sr Business Analyst - Officer

Citi

Listed 28 Jun 2026

MumbaiHigh payGCC
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Job Description

Position Title: Officer – Business Expense Unit

Grade/Level - Officer

Business Group - ICG Analytics Group

Department Business Expense Unit

Location Mumbai, India

Employment Type Full-Time

The role is primarily focused on end-to-end expense management and corporate card reconciliation, ensuring adherence to Citi's internal expense policies and maintaining accurate financial records. This is a detail-oriented, process-driven role that requires strong communication skills and the ability to manage multiple priorities across time zones.

A. Role & Responsibilities

Core Responsibilities

1. Expense Management

  • Act as the single point of contact for all expense settlement processes for banking colleagues.
  • Review, validate, and process employee expense claims in strict accordance with the Citi Expense Policy.
  • Develop and maintain a thorough working knowledge of the Citi Expense Policy to ensure accurate and compliant processing of all expense submissions.
  • Conduct due diligence on all submitted expenses, identifying and escalating any inappropriate, non-compliant, or suspicious charges in a timely manner.
  • Ensure timely settlement of all approved expenses and maintain accurate records of all transactions.
  • Liaise with employees to resolve queries, clarify policy requirements, and obtain missing documentation.

2. Corporate Card Reconciliations

  • Perform monthly reconciliation of corporate card statements for designated employees
  • Generate comprehensive summary reports covering all corporate card transactions within the reconciliation period.
  • Identify and follow up on outstanding or pending payments, ensuring timely resolution.
  • Maintain organized and audit-ready records of all reconciliation activities and supporting documentation.
  • Coordinate with relevant internal stakeholders (e.g., Corporate card team, Accounts payable) to address discrepancies or exceptions.

B. Qualifications

Education

  • Graduate or Post-Graduate qualification in Finance, Commerce, Business Administration, or a related field.

Experience

  • 7–8 years of relevant work experience in travel and expense management, corporate card administration, or office administration in a similar capacity.
  • Prior experience working in a leading financial services firm, multinational corporation, or a comparable professional environment is preferred.
  • Demonstrated experience in handling expense processes for international or cross-regional teams is an advantage.

Skills & Competencies

Communication

  • Strong command of the English language, both oral and written.
  • Confident and effective communicator, capable of engaging with colleagues at all levels across geographies.

Interpersonal & Collaboration

  • Strong interpersonal skills with the ability to build and maintain effective working relationships with local teams (e.g., Accounts, Travel Desk) and overseas colleagues.
  • Collaborative team player who can also work independently with minimal supervision.

Organizational & Analytical

  • Methodical approach to work with strong organizational and planning capabilities.
  • High attention to detail with the ability to identify discrepancies and inconsistencies in financial data.
  • Ability to multi-task, re-prioritize workloads continually, and adapt quickly to new tasks and changing requirements.

Technical

  • Proficiency in MS Office applications, particularly Microsoft Excel (for reconciliation and reporting), Outlook, and Word.
  • Familiarity with expense management tools or ERP systems is an added advantage.

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Job Family Group:

Business Strategy, Management & Administration

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Job Family:

Business Execution & Administration

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Time Type:

Full time

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

 

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