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Customer Service Analyst

American Express

Posted 5 Nov 2026

GurugramHigh payGCCGreat Place to Work
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We’re inviting applications for Global Dispute Services - Fraud. This Job Opportunity aims at enabling talent to be a part of the US Fraud Back Office Team. We cater to all US market Card Members and Merchants wherein the end-to-end journey is complex, and our primary responsibility is to ensure decision accuracy and efficient dispute journey for our customers.

Responsibilities

    • Ensure accurate analysis of fraud claims and make sound decisions to approve or decline the same through systematic analysis
    • Identify and investigate unauthorized/suspicious fraud claims and high-risk transactions within customer and merchant account
    • Review fraud disputes through merchant contact & requesting additional documentation and executing merchant chargebacks
    • Ensure each Merchant chargeback dispute request is handled in a timely & accurate manner
    • Making a pro-active attempt to identify fraudulent charges via inbound and outbound calls
    • Analyze complex information and make sound decisions
    • Continue to monitor current trends in Fraud landscape, suggest preventive & corrective measures
    • Meet and endeavor to exceed metrics on transactional quality, compliance regulations, and productivity as per goals
    • Highlight issues through feedback and recommend changes in workflows, procedures, service levels, based on customer demands to meet their needs and ensure quality service is always given 
    • Balance customer interests with the interests of American Express
    • Respond to all customer queries in a timely and comprehensive manner to ensure customer satisfaction
    • Communicates effectively, oral and written, to review and document necessary information

Qualifications

    • Preferred knowledge on Fraud Procedures
    • Analytical mindset with attention to detail, high degree of accuracy & ability to multitask effectively
    • High level of customer sensitivity, commitment, service orientation & highly result oriented
    • Amex product knowledge desirable
    • Must be able to work all shifts, including non-business hours, overnights, weekends, and holidays
    • Applicant would be required to report to work as per the hybrid work model